作者:caozt
分享一下最近看Home insurance的心得。一般来说我们SFH都会要求replacement cost, 需要HO3 like 的policy。 但是如果买的townhouse, Lennar has a Master/HOA policy that will cover the exterior portions of the building, the roof, and all the common areas。所以只需要买HO6的policy。HO6 cover the interior of your unit from the studs...